Hi! My name is Rebecca and I’m a poor college student from the Northeast U.S. I’m currently starting my junior year of college, and already have over $50,000 in student loans taken out to paying for my undergraduate nursing degree.
I have worked two part-time jobs in addition to full-time school for as long as I can remember, but never knew how to get out on top until I spent the summer of 2014 reading everything I could get my hands on regarding personal finance and student debt. I spent the first two years of my undergraduate career away from home, worried about having enough money to eat, and never buying anything besides food that I didn’t desperately need. After the second year of this and my decision to move off campus into an apartment with friends, I promised myself I never would live in fear of finances again and would get on top of them.
After talking to a lot of my friends, I realized that almost none of them knew how to financial do well on their own. Not only do they have a lot of debt, but they spend excessively and don’t know the tricks on how to save with rewards cards and coupons (a personal favorite 🙂 ).
But not only is this blog geared toward helping other students learn the ropes of personal finance and tips on how to manage money, it is also a way to keep myself accountable. I believe in “practice what you preach,” and hopefully by sharing my financial life and tips with all of you, I will be able to keep myself on track.
My hopes are to graduate with no more debt than I have right now, and to pay off my student loan debt within three years of graduating. My boyfriend and I want to be able to get married and start a family relatively soon (maybe four or five years) after I graduate, and I hope, pray, and plan to be debt-free by then.
Wish me luck!